Low-rate options
Rates as low as 9.95% APR with 0% options on the C1039 Standard Installment product, well below typical credit-card rates.
Financing
Make your project happen, on a budget that works.
Two in three homeowners plan a home improvement in the next year. We make moving forward easy through our partner, Watercress Financial. Checking your options is a soft credit pull, so it won't affect your credit score.
- Soft credit pull
- 0% options available
- No prepayment penalty
Why finance with us
Smart, flexible, and no surprises
Watercress Financial specializes in home-improvement loans built around homeowners, clear terms, fair rates, and a fast, simple application.
Soft credit pull
Pre-qualify with a soft inquiry that won't affect your credit score. Explore your options with no commitment.
No prepayment penalty
Pay off your loan early anytime, with no extra fees, so you stay fully in control of your budget.
Fast, simple application
Apply online in minutes and manage payments and autopay through an easy-to-use borrower portal.
How it works
Three simple steps
- 1
Apply online
Complete a quick application, a soft credit pull with no impact to your score.
- 2
Review your options
See the plans you qualify for and choose the one that fits your budget.
- 3
Start your project
Once you're approved, we get to work bringing your remodel to life.
Ready to move forward?
Check your rate in minutes, applying won't affect your credit score.
Want to learn more? Read our blog post on flexible financing options, or visit our resources page for tips on a wide variety of remodeling topics.
*Representative example: based on a $10,000 Standard Installment loan over 180 months at 9.95% APR; subject to qualifying credit approval. Rates and terms are provided by Watercress Financial.